TAJBank, Nigeria’s leading non-interest bank, has been a serial winner of BusinessDay awards due to its stellar performance in just five years of operations. Within the first half of 2024, its gross earnings rose 93 percent to N32.85 bn, from the N17.02 bn reported in the same period of 2023. The bank has also witnessed rapid expansion in its branch network to 54 across the country, was able to break even just within three years of its operations, and has since then maintained a positive growth trajectory. Hamid Joda, founder, MD/CEO of the bank, attributes this feat to purpose and dedication, coupled with strong customer focus. In this interview, he speaks to a BusinessDay team comprising Josad Osadolor, Onyinye Nwachukwu, and Geoffrey Essien, about the bank's achievements and strategic plans. Excerpts...